Oklahoma Tax Rates and Brackets

Oklahoma has state income tax, so wage earners should account for Oklahoma tax along with federal income tax, Social Security, Medicare, deductions, benefits, credits, and withholding choices.

This page brings the Oklahoma tax picture together in one place: state tax data, Oklahoma deductions and adjustments, local tax treatment, and the combined federal, state, and FICA rate you actually face on your income.

Oklahoma state income tax brackets

Oklahoma income tax brackets — 2026, by filing status
Tax RateSingleMarried (Joint)Married (Separate)Head of Household
2.5%Up to $4,900Up to $9,800Up to $4,900Up to $9,800
3.5%$4,900 – $7,200$9,800 – $12,200$4,900 – $7,200$9,800 – $12,200
4.5%Over $7,200Over $12,200Over $7,200Over $12,200

Brackets apply to Oklahoma taxable income — income after deductions and exemptions, not your gross salary. The U.S. system is progressive: each rate applies only to the income inside its own bracket, never to your whole income.

Data verified Jul 4, 2026 — Source: HB 2764 (2025); OTC 2026 withholding tables

The table above shows the current Oklahoma state income tax treatment for each filing status.

Oklahoma deductions and adjustments

Oklahoma standard deduction & exemptions — 2026
Filing StatusStandard DeductionPersonal Exemption
Single$6,350$1,000
Married Filing Jointly$12,700$2,000
Married Filing Separately$6,350$1,000
Head of Household$9,350$1,000

These amounts are subtracted from income before Oklahoma's tax rates apply. They are separate from — and in addition to — the federal standard deduction.

Data verified Jul 4, 2026 — Source: 68 O.S. §2358; HB 2764 left deductions unchanged

The table above shows the Oklahoma deduction and adjustment rules stored in the PaycheckNet database.

Oklahoma local income taxes

Oklahoma does not generally have a broad local wage income tax system. Local sales, property, or other taxes may still apply separately.

What you actually pay in Oklahoma

Combined marginal tax rates — Oklahoma, Single, 2026
Gross IncomeFederalOklahomaFICACombined
Up to $7,350-7.65%-0.38%7.65%-0.38%
$7,350 – $12,2500%2.5%7.65%10.15%
$12,250 – $14,5507.65%3.88%7.65%19.18%
$14,550 – $16,1007.65%4.88%7.65%20.18%
$16,100 – $28,50010%4.5%7.65%22.15%
$28,500 – $66,50012%4.5%7.65%24.15%
$66,500 – $121,80022%4.5%7.65%34.15%
$121,800 – $184,50024%4.5%7.65%36.15%
$184,500 – $200,00024%4.5%1.45%29.95%
$200,000 – $217,87524%4.5%2.35%30.85%
$217,875 – $272,32532%4.5%2.35%38.85%
$272,325 – $656,70035%4.5%2.35%41.85%
Over $656,70037%4.5%2.35%43.85%

Marginal rate = the tax on your NEXT dollar of gross income. Because the federal government and Oklahoma each subtract their own deductions before applying brackets, the ranges here are expressed in gross income — the two bracket tables cannot simply be added together.

FICA is the employee share of Social Security and Medicare. It applies from the first dollar, stops on wages above the Social Security cap, and rises again where the Additional Medicare surtax begins.

Taxes at a glance — Oklahoma, Single, 2026
Gross IncomeFederal TaxOklahoma TaxFICATotal TaxTake-Home PayEffective Rate
$30,000$1,420$898$2,295$4,613$25,38715.4%
$50,000$3,820$1,798$3,825$9,443$40,55718.9%
$75,000$7,670$2,923$5,738$16,331$58,66921.8%
$100,000$13,170$4,048$7,650$24,868$75,13224.9%
$150,000$24,734$6,298$11,475$42,507$107,49328.3%
$200,000$36,734$8,548$14,339$59,621$140,37929.8%
$300,000$68,134$13,048$16,689$97,872$202,12932.6%
$500,000$138,134$22,048$21,389$181,572$318,42936.3%

Effective rate = total tax as a share of gross income. It is always lower than your top marginal rate, because only the last slice of income is taxed at the highest bracket.

Data verified Jun 30, 2026 — Source: IRS Rev. Proc. 2025-32

Data verified Jul 4, 2026 — Source: HB 2764 (2025); OTC 2026 withholding tables

The combined table shows what an Oklahoma resident pays once federal tax, Oklahoma state tax, and FICA are stacked together.

Social Security and Medicare

FICA payroll taxes — 2026
 Employee RateWage Limit
Social Security6.2%First $184,500 of wages
Medicare1.45%All wages (no cap)
Additional Medicare0.9%Wages above $200,000 (single / head of household), $250,000 (married filing jointly), $125,000 (married filing separately)

FICA comes out of every paycheck in every state and is separate from income tax. Employers pay a matching share on top of these employee rates; self-employed workers pay both halves through self-employment tax.

Data verified Jun 30, 2026 — Source: SSA 2026 wage base announcement

FICA applies the same way in Oklahoma as it does across the rest of the country.

Work out your Oklahoma take-home pay

Use the payroll calculator and select Oklahoma as your state. To compare Oklahoma against another state, use the tax comparison calculator.

Frequently asked questions

Does Oklahoma have state income tax?

Yes. Oklahoma has state income tax, and the table on this page shows the current Oklahoma tax data stored in the PaycheckNet database.

Does Oklahoma have local income tax?

Oklahoma does not generally have a broad local wage income tax system. Local sales, property, or other taxes may still apply separately.

Do Oklahoma workers still pay Social Security and Medicare?

Yes. Oklahoma workers still pay FICA taxes, which include Social Security and Medicare.