US Tax & Payroll Calculators
Know exactly what your paycheck is worth
Free, up-to-date income tax and payroll calculators for all 50 states, plus clear, plain-English guides so you understand where every dollar of withholding goes.
Always current
Updated federal & state tax figures
All 50 states
State income tax, wherever you live
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Everything you need to estimate taxes, withholding, and take-home pay.
Income Tax Calculator
Estimate your federal and state income tax and see your true take-home pay for any salary and filing status.
Payroll Calculator
Break down a single paycheck: federal and state withholding, Social Security, Medicare, and net pay per period.
Tax Comparison
Compare the tax burden across states and scenarios side by side, useful before a move or a job change.
Salary Examples
Ready-made breakdowns for common salaries in specific states, see the numbers without typing anything.
Latest in Tax and Money
New explainers on federal tax, state tax, withholding, and what actually lands in your bank account.
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The Underpayment Penalty Is Not a Fine. Here Is How It Works
The underpayment penalty is interest, not a fine, and smaller than people fear. The three safe harbours, why timing costs more than amount, and…
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You Got a Letter From the IRS. What It Probably Means
Most IRS letters are computer generated, propose rather than impose, and often overstate what you owe. What the common notices mean, the deadlines, and…
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The Roth Catch-Up Rule, Seven Months In: What It Did to Paychecks
Catch-up contributions became mandatory Roth for higher earners in January. Who it caught, what it did to net pay, and the plan design trap…
Latest guides
Plain-English walkthroughs of the rules behind every number on your payslip.
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Salary to Hourly: The Conversion Most Calculators Get Wrong
Divide by 2,080 and you get a number that is wrong in three specific ways. The corrections that make salary to hourly conversion accurate,…
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Biweekly vs Semimonthly: How Pay Frequency Changes Your Year
Two people earning the same salary can receive completely different paychecks. The four pay schedules, the biweekly and semimonthly confusion, the three paycheck month,…
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Exempt vs Non-Exempt: How Overtime Status Is Decided
One classification decides whether overtime law applies to you at all, and your employer does not get to declare it. The three tests, the…
More than a calculator
A number is more useful when you know how it was calculated. Our guides explain the pieces of your paycheck in plain English.
- Federal income tax brackets
- State income tax by state
- Social Security & Medicare (FICA)
- Standard deduction & filing status
- Gross vs. net (take-home) pay
- Pay-period and annual estimates
Frequently asked questions
Are the calculators really free?
Yes. Every calculator on PaycheckNet is free to use, with no account, subscription, or paywall.
How current are the tax rates?
The calculators use current federal and state tax figures and are updated as new tax-year data is released.
Which states do you cover?
All 50 US states, including those with no state income tax. Just choose your state in any calculator.
Is this tax advice?
No. PaycheckNet gives estimates and general information to help you plan. For decisions about your specific situation, consult a qualified tax professional.
See your real take-home pay
PaycheckNet provides free educational estimates and general tax information. It is not tax, legal, or financial advice. Results are approximate and may not reflect every detail of your situation.