US Tax & Payroll Calculators
Know exactly what your paycheck is worth
Free, up-to-date income tax and payroll calculators for all 50 states, plus clear, plain-English guides so you understand where every dollar of withholding goes.
Always current
Updated federal & state tax figures
All 50 states
State income tax, wherever you live
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Everything you need to estimate taxes, withholding, and take-home pay.
Income Tax Calculator
Estimate your federal and state income tax and see your true take-home pay for any salary and filing status.
Payroll Calculator
Break down a single paycheck: federal and state withholding, Social Security, Medicare, and net pay per period.
Tax Comparison
Compare the tax burden across states and scenarios side by side, useful before a move or a job change.
Salary Examples
Ready-made breakdowns for common salaries in specific states, see the numbers without typing anything.
Latest in Tax and Money
New explainers on federal tax, state tax, withholding, and what actually lands in your bank account.
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HSA Contribution Limits 2027: How to Set Your Payroll Election
The IRS has published the 2027 HSA limits: $4,500 for self-only and $9,000 for family coverage. Here is how to turn the annual cap…
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You Got a Raise. Why Does Your Paycheck Feel Smaller?
A raise can be completely real in dollars and still leave you behind. The reasons are mechanical: inflation, thresholds that never move, benefit costs,…
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2027 Tax Brackets: What the Projections Say and When Your Paycheck Feels Them
Projections put the 2027 bracket adjustment at about 3.2 percent, but one month of the inflation data behind it was never published. How the…
Latest guides
Plain-English walkthroughs of the rules behind every number on your payslip.
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457(b) Plan Explained: How It Works Next to a 401(k) or 403(b)
If you work for a school district, city, county, state agency or public hospital, your benefits packet may list a 457(b) plan right next…
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ESPP Taxation Explained: What It Does to Your Paycheck and Taxes
ESPP taxation works backward from what most employees expect. The money for your Employee Stock Purchase Plan comes out of every paycheck as an…
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Shift Differential Pay: How It Is Taxed and How It Changes Overtime
A shift differential is extra pay for working hours that are less convenient than a standard weekday day shift, such as nights, evenings, weekends,…
More than a calculator
A number is more useful when you know how it was calculated. Our guides explain the pieces of your paycheck in plain English.
- Federal income tax brackets
- State income tax by state
- Social Security & Medicare (FICA)
- Standard deduction & filing status
- Gross vs. net (take-home) pay
- Pay-period and annual estimates
Frequently asked questions
Are the calculators really free?
Yes. Every calculator on PaycheckNet is free to use, with no account, subscription, or paywall.
How current are the tax rates?
The calculators use current federal and state tax figures and are updated as new tax-year data is released.
Which states do you cover?
All 50 US states, including those with no state income tax. Just choose your state in any calculator.
Is this tax advice?
No. PaycheckNet gives estimates and general information to help you plan. For decisions about your specific situation, consult a qualified tax professional.
See your real take-home pay
PaycheckNet provides free educational estimates and general tax information. It is not tax, legal, or financial advice. Results are approximate and may not reflect every detail of your situation.